Services
Our Services
9 services to help individuals, families and business owners build, grow and preserve long-term wealth — planned around your goals, executed digitally, and reviewed as life changes.
Mutual funds & goal planning
SIP and lumpsum investing, goal-based planning, retirement, emergency funds, tax-saving, portfolio review and loans against mutual funds — from onboarding to ongoing review.
Distributed under our AMFI registration (ARN-266652). We are a Mutual Fund Distributor, not a SEBI-registered investment adviser: we are paid trail commission by the asset management company, and no return is assured.
Mutual Fund SIP and Lumpsum Investment
Disciplined monthly SIPs or one-time lumpsum investments in schemes matched to your goal, horizon and risk profile.
- SIP set-up with auto-debit mandate
- Lumpsum and staggered (STP) investing
- Annual SIP step-up planning
- Scheme selection across equity, debt and hybrid funds
- Paperless transactions via BSE StAR MF / NSE Invest
Goal-Based Financial Planning
Every investment tied to a life goal — with a target amount, a date and a plan to get there.
- Mapping goals, time horizons and priorities
- Inflation-adjusted target amounts
- Monthly or lumpsum investment required per goal
- Asset allocation matched to each horizon
- Periodic progress reviews
Retirement Planning
Building a retirement corpus during your working years, and planning a sustainable income from it afterwards.
- Retirement corpus estimation
- Existing EPF, PPF and NPS taken into account
- SIP accumulation plan
- SWP-based retirement income illustrations
- Reviews as retirement approaches
Emergency Fund Planning
A liquid reserve for the unexpected, so a job change or medical bill never forces you to break long-term investments.
- Sizing the reserve to your monthly expenses
- Liquid and overnight fund options
- Quick access to funds when needed
- Keeping it separate from goal investments
Portfolio Review & Realignment
A clear look at what you already own — and realignment where the portfolio has drifted from your goals.
- Review of existing mutual fund holdings
- Overlap and concentration check
- Scheme versus benchmark comparison
- Rebalancing when allocation drifts
- Consolidated view on the client portal
Tax-Saving Investments
ELSS and other tax-efficient options planned through the year, not as a last-minute March decision.
We are not tax professionals. Please consult a qualified tax adviser for filing decisions.
- ELSS under Section 80C
- SIP-based tax planning through the year
- Capital gains statements from the portal
- Tax implications of redemptions explained
Loan Against Mutual Fund
Meet short-term liquidity needs by pledging mutual fund units, without redeeming your long-term investments.
Loans are sanctioned by the lending institution at its discretion and on its terms. Pledged units remain subject to market risk.
- Assistance with lien marking of units
- Your investments stay invested
- Guidance on eligibility and documentation
NPS
The National Pension System as a low-cost, long-term retirement building block alongside your mutual fund portfolio.
NPS is regulated by PFRDA and is not a mutual fund product. It is not distributed under our AMFI ARN.
- Understanding NPS Tier I and Tier II
- Choosing between auto and active choice
- Tax benefits under Section 80CCD
- Fitting NPS into your retirement plan
Insurance Planning
Life, term and health insurance to protect your family.
- Life insurance
- Term insurance
- Health insurance
- Policy review and claim help
An illustration
What a SIP health report looks like
If the projection falls short of the target, the two levers are the instalment and the horizon. We show you both before you pick one.
Run it with your own numbers- Current SIP
- ₹50,000 a month
- Annual step-up
- 10%
- Current value
- ₹32 lakh
- Target corpus
- ₹1.5 crore
Figures shown are a demonstration of the arithmetic, not a client portfolio and not a projection of any scheme.
Start from the goal instead
Products are the last decision, not the first.
We work backwards from the date money is needed. If you would rather browse that way, each goal below carries the instruments we actually use for it.
Not sure which of these you need?
Share your goals and we will help you find the right starting point.
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not an indicator of future returns. 2i WealthPlus Financial Services acts solely as an AMFI-registered Mutual Fund Distributor (ARN: 266652) and earns trailing commissions paid by Asset Management Companies (AMCs) for mutual fund scheme distribution. In compliance with SEBI guidelines, we do not provide SEBI-registered investment advisory or portfolio management services.